Bridge loans to close now and exit later.
Short-term financing when timing matters: close on a property quickly, stabilize or reposition it, then refinance or sell.
- Built for speed-sensitive acquisitions and transitions
- Deal-based underwriting
- Clear exit plan: refinance or sell
- Close in your LLC
What is a bridge loan?
A bridge loan is short-term real estate financing that “bridges” you from where you are to where you are going: buying before you can qualify for long-term financing, closing fast on a deal that will not wait, or holding a property while you stabilize it.
When investors use bridge loans
- Closing quickly on a purchase that traditional financing cannot match on timing
- Buying a property that needs work or lease-up before it qualifies for long-term financing
- Refinancing out of an existing short-term loan that is coming due
- Moving between properties when the sale of one funds the next
The exit matters
Because a bridge loan is temporary, lenders focus on how you will pay it off: selling the property or refinancing into long-term financing like a DSCR loan. Having a clear exit plan helps your file.
What we look at
- The property, its value and your equity or down payment
- Your exit strategy and timeline
- Credit and experience
Common questions
How is a bridge loan different from a fix and flip loan?
They are similar short-term loans. Fix and flip loans are built around a renovation with a rehab budget. Bridge loans are broader and are often used when the property does not need major work. A loan officer will match you to the right structure.
How long is a bridge loan?
Terms are short and depend on the deal and your exit plan. Your loan officer will confirm the term that fits your timeline.
Can I use a bridge loan on a rental property?
Yes, often as a way to acquire or reposition it before refinancing into a long-term rental loan.
Have a bridge deal? See the value you capture, the cost of financing, and the cash you can pull back out at refinance.
Need to move fast on a deal?
Get a ballpark in about a minute, then exact numbers from a loan officer.
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